Ada County 2010 Year over Year Statistics
Canyon County 2010 Year over Year Statistics
Tuesday, January 25, 2011
Canyon County 2010 Statistics By Quarter
Quarter 1 : Canyon 2010 Quarterly Statistics
Quarter 2 : Canyon 2010 Quarterly Statistics
Quarter 3 : Canyon 2010 Quarterly Statistics
Quarter 4 : Canyon 2010 Quarterly Statistics
Quarter 2 : Canyon 2010 Quarterly Statistics
Quarter 3 : Canyon 2010 Quarterly Statistics
Quarter 4 : Canyon 2010 Quarterly Statistics
Ada County 2010 Statistics By Quarter
Quarter 1 : Ada 2010 Quarterly Statistics
Quarter 2: Ada 2010 Quarterly Statistics
Quarter 3: Ada 2010 Quartlery Statistics
Quarter 4: Ada 2010 Quartlery Statistics
Quarter 2: Ada 2010 Quarterly Statistics
Quarter 3: Ada 2010 Quartlery Statistics
Quarter 4: Ada 2010 Quartlery Statistics
Thursday, August 26, 2010
August 2010 Real Estate Newsletter
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August 25, 2010
BoiseRealtyStore.com launches a new website with upgraded features and more information for you!
This new website gives a lot more flexibility in your searching by allowing you to create your own searches, save properties to your favorites, and access virtual tours, maps, street views, and mortgage calculators. The new site is http://kasey.boisemeridianrealestate.com/. I would love if you would visit the site and test out the “Search” tab. If you like what you see, click on the “Sign In” button on the top right corner of the page and then choose “Click to Register”. Once you’ve registered and done your initial search, I can create an e-alert for you that will send you automatic updates anytime a new listing that matches your criteria comes on the market. These alerts will be similar to the ones you currently receive from me or have received from me in the past but will be easier to scroll through and will be linked back to my website so you can save them to your favorites, ask questions about them online, etc.
I think you will find this website to be very helpful and user friendly, so I hope you will check it out. If you have any problems registering or searching for properties, let me know. Also, please give me feedback on which method you like better for searching. If you like receiving listings the way you have been, I can keep sending them to you that way. But, if you like the new site better, I can turn off your old search and just let you use the new one.
I look forward to hearing from you and getting your thoughts on the site. Thanks for your time!
BoiseRealtyStore.com launches a new website with upgraded features and more information for you!
This new website gives a lot more flexibility in your searching by allowing you to create your own searches, save properties to your favorites, and access virtual tours, maps, street views, and mortgage calculators. The new site is http://kasey.boisemeridianrealestate.com/. I would love if you would visit the site and test out the “Search” tab. If you like what you see, click on the “Sign In” button on the top right corner of the page and then choose “Click to Register”. Once you’ve registered and done your initial search, I can create an e-alert for you that will send you automatic updates anytime a new listing that matches your criteria comes on the market. These alerts will be similar to the ones you currently receive from me or have received from me in the past but will be easier to scroll through and will be linked back to my website so you can save them to your favorites, ask questions about them online, etc.
I think you will find this website to be very helpful and user friendly, so I hope you will check it out. If you have any problems registering or searching for properties, let me know. Also, please give me feedback on which method you like better for searching. If you like receiving listings the way you have been, I can keep sending them to you that way. But, if you like the new site better, I can turn off your old search and just let you use the new one.
I look forward to hearing from you and getting your thoughts on the site. Thanks for your time!
Wednesday, August 25, 2010
From the ACAR Water Cooler
After The Tax Credit – What’s Next For Our Housing Recovery?
Posted on August 11, 2010. Filed under: Market Update,Uncategorized
Posted on August 11, 2010. Filed under: Market Update,Uncategorized
Tuesday, August 17, 2010
FHA Changes Part 2
Last week, FHA Commissioner David H. Stevens announced plans for implementing FHA’s new mortgage insurance premium structure.
FHA will make the premium fee changes on all new case numbers effective October 4, 2010.
FHA will lower its upfront premium simultaneously with
the increase to the annual premium. FHA’s upfront mortgage insurance premium will be adjusted down to 100 basis points on all amortization terms and the annual mortgage insurance premium will increase to 85-90 basis points on amortization terms greater than 15 years.
Here’s what it means to the borrower;
Purchasing a $150,000 home;
Currently, the Upfront Funding fee cost the borrower 2.25% = $3,256, which is added to the loan. The monthly cost is .50% = $62 per month.
The Change, the Upfront Funding fee will cost the borrower 1.00% = $1,447, which is added to the loan. The monthly cost will be $110 per month.
PROS:
The borrower will finance less in funding fee for the term of the loan.
CONS:
The borrower will have a higher monthly payment thus lowering the amount of home they will purchase by $7-$8K.
The higher monthly payments will offset the lower upfront fee in a 3 year period and then will be a higher cost to the borrower until 78% Loan to Value is reached.
Information couresty of:
Ricky Catalano
Mortgage Loan Officer
776 E Riverside Dr Ste 100
Eagle, ID 83616
Office: (208) 938-6600
Mobile: (208) 440-9967
Fax: (208) 938-5749
FHA will make the premium fee changes on all new case numbers effective October 4, 2010.
FHA will lower its upfront premium simultaneously with
the increase to the annual premium. FHA’s upfront mortgage insurance premium will be adjusted down to 100 basis points on all amortization terms and the annual mortgage insurance premium will increase to 85-90 basis points on amortization terms greater than 15 years.
Here’s what it means to the borrower;
Purchasing a $150,000 home;
Currently, the Upfront Funding fee cost the borrower 2.25% = $3,256, which is added to the loan. The monthly cost is .50% = $62 per month.
The Change, the Upfront Funding fee will cost the borrower 1.00% = $1,447, which is added to the loan. The monthly cost will be $110 per month.
PROS:
The borrower will finance less in funding fee for the term of the loan.
CONS:
The borrower will have a higher monthly payment thus lowering the amount of home they will purchase by $7-$8K.
The higher monthly payments will offset the lower upfront fee in a 3 year period and then will be a higher cost to the borrower until 78% Loan to Value is reached.
Information couresty of:
Ricky Catalano
Mortgage Loan Officer
776 E Riverside Dr Ste 100
Eagle, ID 83616
Office: (208) 938-6600
Mobile: (208) 440-9967
Fax: (208) 938-5749
Monday, August 16, 2010
Tuesday, July 20, 2010
July 2010 Real Estate Newsletter
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July 20, 2010
Tax Credit Closing Date Extended
**This does NOT mean that anybody who got into contract after April 30th, 2010 will be eligible for the tax credit. It simply means that those properties that were put into contract by the April 30th deadline have longer than June 30th to close. According to the IRS website:
Updated July 6, 2010, for changes to the deadline for closing on home purchases.
Legislation enacted in July 2010 extended the closing deadline from June 30 to Sept. 30, 2010, for eligible homebuyers. Legislative changes in November 2009 expanded and extended the credit and also added documentation requirements for claiming the credit. Due to increased compliance checks by the IRS, failure to submit documentation will slow down the issuance of any applicable refund.
See IRS Website for more info here.
2010 Market Stats
**Ada County 2010 Stats by Month
**Ada County 2010 Stats by Quarter
**Canyon County 2010 Stats by Month
**Canyon County 2010 Stats by Quarter
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